Attention homeowners: Real estate appraisal services for in Stamford and Fairfield County

The top 7 reasons Connecticut homeowners need Arm-Appraisals:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
To challenge a property tax assessment in Connecticut
Remove PMI to cut your mortgage payments
Reinstate their Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
If real estate needs to be divided because of a divorce
To determine the true market value of real estate to settle an estate in Fairfield county or Connecticut


	Own a house in or near Stamford, Connecticut and need help determining the price of it? Contact Arm-Appraisals.

We at Arm-Appraisals understand the special needs of a customer seeking appraisal services. Our regular business clients understand the appraisal process and the usual reporting formats. As our non-traditional client, we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale by Owner (FSBO)

It's very hard to be objective about your own home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Arm-Appraisals, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just how much your house is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value judgement than yours.

Challenge a property tax assessment

Let's say your house is not appreciating as much as other houses close to yours -- your local tax assessor may have your home overvalued. That only means you're going to pay more taxes than you should. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Arm-Appraisals is your chief weapon when challenging your property tax assessment.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular money saver for homeowners. Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're veterans in helping customers just like you dismiss unneeded and unwanted PMI insurance.

Was your HELOC recently frozen?

If your house is near a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be inopportune from a cash flow standpoint, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Arm-Appraisals can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Do you need a seasoned professional to double-check your appraisal for efficiency, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal you may have had done before. While usually requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your property.